Personal Premier Bank

Online Banking

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Personal Accounts and Services

Manage all your personal accounts under one roof.

Premier Checking

A FREE personal checking account that doesn’t cost you a dime.

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Whether you’re just starting out or looking to simplify, the Premier Checking Account helps keep it all simple with:

  • No minimum balance to track
  • No maintenance fees
  • Online Banking and Bill Pay
  • Visa® Debit card
  • Free E-statements

Premier Plus

Start earning additional money you accumulate with tiered interest starting at $500.

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What’s the plus in a Premier Plus Checking account? The additional money you accumulate with tiered interest.

  • Tiered interest beginning with a $500 balance
  • Free Auto-Balance Maintenance Transfers between your Premier Bank accounts
  • $10 monthly maintenance fee if your account falls below $500
  • Online Banking and Bill Pay
  • Visa® Debit card
  • Free E-statements

Premier Platinum

A 55+ checking account that delivers some great perks for those in their prime.

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Our Platinum account is not only free, but it lets you earn interest and gives you the extras without additional costs.

  • No minimum balance or maintenance fees
  • Tiered interest beginning with a $1,000 balance
  • Free Auto-Balance Maintenance Transfers between your Premier Bank accounts
  • Free 3 x 5 Safe Deposit Box or equivalent
  • Free cashier’s checks
  • Free basic checks
  • Online Banking and Bill Pay
  • Visa® Debit card
  • Free E-statements

Checking Account Rates

Rates as of November 21, 2024

Account NameInterest RateAnnual Percentage Yield (APY)Balance Required (to earn interest)
Premier Plus Checking* 0.40% 0.40% $500 - $9,999

no

0.60% 0.60% $10,000+
Premier Platinum Checking* 0.40% 0.40% $1,000 - $9,999

no

0.60% 0.60% $10,000+

Note: Fees may reduce earnings. Rates may change after account is opened on non-time accounts.

Premier Savings

A savings account that gets you in the habit of saving

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Earn interest while you save.

  • Interest bearing
  • $3.00 monthly maintenance fee if your account balance falls below $200
  • 12 free withdrawals per quarter ($5 per withdrawal after)
  • Online Banking
  • Free E-statements

Premier Money Market

A savings account that offers tiered interest and helps you earn higher interest as your balances increase.

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A savings account that gives you the flexibility to access your money if you need it, without harsh penalties.

  • Tiered interest rates
  • $10 monthly maintenance fee if your balance falls below $1,000
  • Check access
  • Six free withdrawals per month ($5 per withdrawal after)
  • Online Banking
  • Free E-statements

Savings Account Rates

Rates as of November 21, 2024

Account NameInterest RateAnnual Percentage Yield (APY)Balance Required (to earn interest)
Premier Savings 0.50% 0.50% $0
Premier Money Market* 0.60% 0.60% $0-9,999

no

0.75% 0.75% $10,000 - $49,999

no

1.00% 1.00% $50,000 - $99,999

no

2.00% 2.02% $100,000 - $499,999

no

2.50% 2.53% $500,000+

Note: Fees may reduce earnings. Rates may change after account is opened on non-time accounts.

Rates as of November 21, 2024

Certificates of Deposit/IRA**Interest RateAnnual Percentage Yield (APY)Balance Required (to earn interest)
3 Month 2.50% 2.52% $1,000
6 Month 3.00% 3.03% $1,000
12 Month 3.50% 3.55% $1,000
18 Month 3.50% 3.55% $1,000
24 Month 3.50% 3.55% $1,000
30 Month 3.75% 3.80% $1,000
36 Month 3.75% 3.80% $1,000
60 Month 3.25% 3.29% $1,000

**Early withdrawal penalties may apply

Health Savings Account

Set aside money to help pay for your health care needs with a Health Savings Account (HSA). This tax-exempt account allows you to make contributions into an account to pay for qualified medical expenses, making it ideal for people covered by high-deductible health plans. The tax-deductible contributions remain in your account until you use them – and earn interest.

  • No setup fees or monthly/annual fees
  • No minimum balance
  • Unlimited transactions
  • Interest bearing
  • Online Banking
  • Visa® Debit card
  • Free E-statements

 

HSA Account Rates

Rates as of November 21, 2024

no

Interest RateAnnual Percentage Yield (APY)Balance Required (to earn interest)
Health Savings Account 0.50% 0.50% $500+

Note: Fees may reduce earnings. Rates may change after account is opened on non-time accounts.

Debit Cards

Make purchases in-store or online with a Visa® Debit card. Swipe your card, enter your PIN and the charge will come out of your account immediately.

 

Credit Cards

Borrow money to buy products or services and pay back later. Apply Now!

Safe Box

Secure your valuables and documents in a Premier Bank Safe Deposit Box.

Available in several sizes:

  • Small – 3×5 – $20*
  • Medium – 5×5 – $50*
  • Large – 5×10 – $65*
  • Extra Large – 10×10 – $80*

*Charged annually.

Not FDIC insured.